议员: member (of a legislative body), representative...
礼品: gift, present...
得不偿失: the gains do not make up for the losses (idiom)...
蛇: snake, serpent...
保险: insurance, to insure, safe, secure, be sure, be bound to...
幸免: to avoid (an unpleasant fate)...
木匠: carpenter...
疲惫: beaten, exhausted, tired...
搜集: to gather, to collect...
款项: funds, a sum of money...